Save for buying land and home

Need to save more for homeownership. Besides working more to make more money, it is also important to avoid unnecessary spending.

Make it easier to save

Dedicated savings not to be touched unless buying land or home

Employers offer an option to divert part of a paycheck to a dedicated savings account

Non-profits to teach how to cut unnecessary spending, reduce living cost, and increase savings

Build up and maintain a high credit score

Paid maternity leave insurance

Child care insurance